Texas Property Tax Exemptions (Age 65+)
Region: Texas
Helps seniors reduce property tax burdens and freeze school district taxes.
Key Points:
Seniors 65+ may qualify for a homestead exemption.
School district taxes can be frozen once the exemption is granted.
Additional exemptions may apply for disability or low-income.
Tenant Rights & Housing Discrimination
Region: Texas & Federal
Seniors have the right to safe, accessible, and non-discriminatory housing.
Key Points:
Landlords cannot discriminate based on age or disability.
You can request reasonable accommodations (e.g., ramps or grab bars).
Protected under the Texas Fair Housing Act and Federal Fair Housing Act.
Section 202 Supportive Housing for the Elderly
Region: Federal
HUD provides affordable housing with support services for low-income seniors.
Key Points:
Offers rent-assisted housing with transportation, meals, or healthcare support.
Applicants must be 62+ and meet income eligibility.
Units are managed by local non-profits.
Medicare
Region: Federal
Healthcare programs for seniors to access doctors, hospitals, and medications.
Key Points:
Medicare is federal health insurance for age 65+.
Available to people age 65+, and younger individuals with certain disabilities or end-stage renal disease (ESRD).
Covers hospital care (Part A), medical services (Part B), and prescription drugs (Part D).
You can choose Original Medicare or enroll in a Medicare Advantage Plan (Part C).
Does not typically cover long-term care, dental, or vision — Medicaid or supplemental plans may help.
Texas Medicaid
Region: Texas
Healthcare programs for seniors to access doctors, hospitals, and medications.
Key Points:
Medicaid helps cover long-term care or uncovered Medicare costs.
Texas offers Medicaid waiver programs like STAR+PLUS.
Nursing Home Residents’ Rights
Region: Texas
Seniors in care facilities have specific rights under law.
Key Points:
Right to privacy, dignity, and personal choice.
Protection from abuse, neglect, and involuntary discharge.
May file a grievance or contact a long-term care ombudsman.
HIPAA – Medical Privacy Rights
Region: Federal
Seniors have the right to privacy regarding their health information.
Key Points:
You control who can access or share your medical records.
You can request corrections to your records.
Facilities must give you a notice of privacy practices.
Guardianship Alternatives & Planning
Region: Texas
Seniors can protect themselves by preparing legal documents in advance.
Key Points:
Use Power of Attorney instead of court-appointed guardianship.
Set up medical directives and wills.
File a Declaration of Guardian in Advance to name trusted individuals.
Elder Fraud & Scam Prevention
Region: Texas & Federal
Education and reporting tools for financial abuse and scams targeting seniors.
Key Points:
Common scams: Social Security fraud, fake charities, sweepstakes.
File complaints with the Texas Attorney General or FTC.
Seniors are disproportionately targeted by financial scammers.
Supplemental Security Income (SSI) for Seniors
Region: Federal
Provides monthly payments to seniors with limited income/resources.
Key Points:
Must be 65+ and meet financial requirements.
Not the same as Social Security retirement benefits.
May qualify for Medicaid automatically if eligible.
Advance Directives & Power of Attorney
Region: Texas
Legal tools to make sure your wishes are respected.
Key Points:
Appoint someone you trust to make health decisions.
Includes Living Will, Medical Power of Attorney, DNR orders.
Legal in Texas and widely accepted by hospitals and providers.
Age Discrimination in Employment (ADEA)
Region: Federal
The law protects workers age 40+ from employment-based age discrimination.
Key Points:
Applies to hiring, firing, promotions, and benefits.
Covers employers with 20+ employees.
Enforced by the Equal Employment Opportunity Commission (EEOC).
Americans with Disabilities Act (ADA)
Region: Federal
Protects seniors with disabilities from discrimination.
Key Points:
Covers housing, transportation, employment, and public services.
Guarantees reasonable accommodations for mobility or medical needs.
Helps ensure equal access to public spaces and technology.
🛡️ Top 10 Legal Protections Every Texas Senior Should Know
Protection from Housing Discrimination
Region: Federal
You are protected under the Federal Fair Housing Act from discrimination based on age, disability, or family status in housing rentals, sales, and services.
Property Tax Exemption at Age 65+
Region: Texas
Texas homeowners age 65 or older may qualify for homestead exemptions and tax ceiling freezes to lower or freeze school district taxes.
Age Discrimination Protections (ADEA)
Region: Federal
Seniors 40+ are protected under the Age Discrimination in Employment Act from workplace bias in hiring, promotions, or firing.
Help Applying for Benefits
Region: Federal & State
You have the right to access programs like SSI, SNAP, and Medicaid with assistance from local agencies and advocates.
⚖️ Trusted Legal Help for Texas Seniors
If you’re 60 or older and need legal guidance, these organizations offer free support across Texas. You don’t need a lawyer to get started—just reach out.
🧾 Legal Aid Contact Cards
👵 Legal Hotline for Older Texans
Region: Statewide
A free statewide hotline offering legal advice on issues like elder fraud, wills, benefits, and housing. Open to Texans age 60+. No income requirements.
📞 1-800-622-2520
📍 Area Agencies on Aging (AAA)
Region: By County
Local AAA offices connect seniors to free legal help, benefits counseling, housing support, and elder protection programs. Services vary by location.
📘 TexasLawHelp.org
Region: Statewide
A free self-help website with downloadable forms, guides, and legal topic explainers. Great for seniors who want to read about their rights at their own pace.
🏛️ Lone Star Legal Aid – Seniors Program
Region: Gulf Coast / East Texas
Provides legal representation and education to low-income seniors in areas like housing, wills, elder abuse, public benefits, and more. Eligibility based on income and service area.
🚨 Report Elder Abuse or Neglect in Texas
Tips:
You can report anonymously.
Include the person’s name, location, and a description of what happened.
Reports can help initiate services or investigations to stop the abuse.
Knowledge is power. Information is liberating.
— Kofi Annan